Smarter motor insurance,
for every ride.

Car

Tailored plans with zero-dep, roadside assist

Car
Bike

Quick, affordable, instant renewals.

Car
GCV

Trucks, tippers & carriers secured.

Car
PCV

Taxis, buses, every passenger covered.

Car
EV & E-Rickshaw

Battery + charging station cover.

Car
Others Vehicles

Cranes, JCBs & heavy assets.

Car
IRDAI Registration No: 828 | T&C apply

Why
Ginteja?

We give you more than just an insurance policy.
Get Instant quote
AI-Powered Quotes

Compare across 30+ insurers in seconds.

Smart Add-On

District-wise, driving-specific suggestions.

Quick Claim Support

File, track & settle digitally.

Data Security

Enterprise-grade encryption.

01
Zero Depreciation

Zero Depreciation motor insurance, also known as Bumper-to-Bumper Insurance, is a special add-on cover in car/bike insurance.

02
Roadside Assistance

Roadside Assistance helps you when your vehicle breaks down unexpectedly on the road — available for cars and bikes.

03
Engine & Tyre Cover

Protects you from high repair costs of your vehicle’s engine and tyres — a useful add-on for expensive repairs.

04
Key Loss

Key Loss Cover protects you financially if you lose, misplace, or damage your car keys and need replacements or rekeying.

05
Consumables

Covers small but essential items (like nuts, bolts, lubricants) that standard policies often don’t include.

06
Income Loss

Provides short-term financial protection if you lose income due to an accident involving your vehicle.

Power Your EV Journey with
the Right Insurance

EVs need more than standard insurance.
From battery replacement to charging station
assistance — we’ve got you covered.

Explore EV Plans
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Ginteja vs Other Platforms

Your Motor Insurance Buying Experience – Simplified
with Technology, Strengthened by Human Touch

Shortlisting

Identifying a policy that best suits your financial & medical needs

Application & Premium Payment

The most critical step – ensuring your application is accurate

Policy Issuance

Here, the insurer evaluates your application

Claims & Renewals

Good Claims & Renewals

Ginteja

  • AI-driven comparison of 20+ motor insurance plans (Car, Bike, EV, GCV).
  • Recommendations tailored to your vehicle type, usage, and budget.
  • Relationship Managers explain terms like IDV, NCB, Zero Dep in simple language.

Other Platforms

  • Policies pushed based on highest commission margins.
  • Overloaded comparison charts that confuse instead of guiding.
  • Minimal or no human support; customers left to "Google" terms themselves.

Ginteja

  • Smart Form Filling: Auto-fetch vehicle details via RTO/RC lookup.
  • Guidance on declaring previous claims, add-ons, and nominee details correctly.
  • Clear Do's & Don'ts list for smoother approvals.
  • Dedicated RM ensures payment issues (failed transactions/wrong add-on selection) are resolved instantly.

Other Platforms

  • Generic forms where errors often go unnoticed.
  • No one explains why premium varies or what add-ons to choose.
  • High chance of wrong details → policy rejection / endorsement delays.
  • Payment errors can leave customers stranded without cover.

Ginteja

  • Instant soft-copy delivered on WhatsApp + Email.
  • Pre-issuance checks done by our RM team to avoid errors.
  • Real-time updates on endorsement status (address/RC changes, add-on corrections).
  • 24x7 support for emergency cover note requests.

Other Platforms

  • Only automated emails — prone to delays.
  • No one checks for errors before policy is issued.
  • Any correction requires endless follow-up with insurer.
  • Temporary cover often missing when urgently needed.

Ginteja

  • Dedicated Claims Desk: Support from intimation to settlement.
  • Guidance on choosing between cashless vs reimbursement garages.
  • Renewal reminders sent via WhatsApp, SMS & Calls with pre-filled details.
  • AI reminders help track NCB so you don't lose discounts.

Other Platforms

  • No assistance during accident claims — customer left alone with insurer.
  • Garage tie-ups often unclear; delays in settlement.
  • Renewals treated as a sales call, not a relationship.
  • Customers lose NCB benefits due to lack of timely reminders.
TESTIMONIALS

Real Stories.
Real Impact.

Discover the power of Ginteja with the
raving reviews of our loving customers.

No spam call during my policy purchase. Very helpful team and no forced sale.
Rahul Kumar
Raj Kurmar
Kolkata
My Ginteja WealthBuddy helped me sort through the different motor insurance plans and understand their features. His expertise helped me decide what’s the best plan for me.
Sumit Dutta
Sumit Dutta Chowdhury
Kolkata
I contacted a Ginteja WealthBuddy to understand which motor policy to buy. She explained all features to me in a simple language and helped me buy the policy I liked most.
Ankita Jain
Ankita Jain
Siliguri
Ginteja helped me compare and buy the best motror insurance policy.
Abha Agarwal
Abha Agarwal
Kolkata
I received great support from Ginteja’s customer support team in getting my motor insurance claim. They were very friendly and responsive throughout the process.
Tapas Das
Tapas Das
Kolkata
I got my motor insurance from Ginteja. After the purchase, their team followed up with me to ensure formalities were in place and made me understand how to file a claim.
Rahul Kumar Agrawal
Rahul Kumar Agrawal
Jharkhand
The team guided me patiently. No pressure to buy — just honest advice.
Rahul Kumar
Rahul Kumar
Guwahati
Great service, claims processed quickly.
Male Guest
Mohan Gupta
Delhi