Ginteja

  • AI-driven comparison of 20+ motor insurance plans (Car, Bike, EV, GCV).
  • Recommendations tailored to your vehicle type, usage, and budget.
  • Relationship Managers explain terms like IDV, NCB, Zero Dep in simple language.

Other Platforms

  • Policies pushed based on highest commission margins.
  • Overloaded comparison charts that confuse instead of guiding.
  • Minimal or no human support; customers left to "Google" terms themselves.

Ginteja

  • Smart Form Filling: Auto-fetch vehicle details via RTO/RC lookup.
  • Guidance on declaring previous claims, add-ons, and nominee details correctly.
  • Clear Do's & Don'ts list for smoother approvals.
  • Dedicated RM ensures payment issues (failed transactions/wrong add-on selection) are resolved instantly.

Other Platforms

  • Generic forms where errors often go unnoticed.
  • No one explains why premium varies or what add-ons to choose.
  • High chance of wrong details → policy rejection / endorsement delays.
  • Payment errors can leave customers stranded without cover.

Ginteja

  • Instant soft-copy delivered on WhatsApp + Email.
  • Pre-issuance checks done by our RM team to avoid errors.
  • Real-time updates on endorsement status (address/RC changes, add-on corrections).
  • 24x7 support for emergency cover note requests.

Other Platforms

  • Only automated emails — prone to delays.
  • No one checks for errors before policy is issued.
  • Any correction requires endless follow-up with insurer.
  • Temporary cover often missing when urgently needed.

Ginteja

  • Dedicated Claims Desk: Support from intimation to settlement.
  • Guidance on choosing between cashless vs reimbursement garages.
  • Renewal reminders sent via WhatsApp, SMS & Calls with pre-filled details.
  • AI reminders help track NCB so you don't lose discounts.

Other Platforms

  • No assistance during accident claims — customer left alone with insurer.
  • Garage tie-ups often unclear; delays in settlement.
  • Renewals treated as a sales call, not a relationship.
  • Customers lose NCB benefits due to lack of timely reminders.